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Money Market Accounts. This is a deposit account offered by a bank, and it's similar to a savings account. As the name suggests, the major difference is that the funds are invested in many types of instruments in the financial markets and the interest rate is higher.
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Do not confuse a money market mutual fund with an FDIC-insured money market deposit account (described earlier), which earns interest in an amount determined by, and paid by, the financial institution where your funds are deposited.
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Your RTN Money Market Account funds are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government, up to $250,000. Furthermore, funds over the amount insured by NCUA are insured in full by the Massachusetts Share Insurance Corporation (MSIC).
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